These 15 Credit Cards Have the Best Rewards
There are thousands of credit cards out there to choose from. Not all credit cards have perks, and options might be limited depending on your credit score. However, getting rewards with credit cards is a great way to balance out the money you're spending on purchases you make anyway. Check out these 15 best rewards on credit cards if you're thinking about signing up for a new line of credit.
Chase Sapphire Preferred Credit Card
If you're looking for a credit card that offers travel rewards, the Chase Sapphire Preferred credit card was named the "best credit card for flexible travel redemption" by Kiplinger's Personal Finance in 2018. Earn double points on travel and restaurant purchases worldwide and one point per dollar on all other purchases. Best of all, there are no blackout dates for travel when redeeming your credit card point rewards.
Capital One Venture Rewards Credit Card
CNBC named the Capital One Venture Rewards credit card the "best travel card" in 2018. This is another credit card with point rewards that offers a one-time bonus of 50,000 miles ($500 value as of late 2018) for spending at least $3,000 in the first three months of opening an account. When redeeming your points, you're not limited to specific airlines or hotel chains, giving you maximum flexibility when traveling.
Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards credit card makes it easy to earn cash back on all of your purchases. You get a flat 1.5% back for all purchases with no rotating categories. There's no limit to how much you can earn, and your cash back never expires.
Discover it Cash Back Credit Card
The Discover it Cash Back credit card offers a lucrative 5% cash back reward on categories that rotate every quarter. You get 1% cash back on all other purchases throughout the year, too. There's no annual fee, and Discover matches all of your cash back rewards for the first year with no limit.
Capital One Savor Cash Rewards Credit Card
The Capital One Savor Cash Rewards credit card is a great option for people who love to dine out. With this rewards credit card, you receive 4% cash back on all dining and entertainment purchases, 2% back on grocery store purchases and 1% back for all other purchases. No matter if you're enjoying a night out on the town or hosting a dinner party, this card is designed to give you maximum rewards back.
Wells Fargo Propel American Express Credit Card
With the Wells Fargo Propel American Express credit card, you receive three points per dollar spent on popular categories, including dining, gas, ride shares, car rentals, hotels, flights and more. There's also a lucrative credit card bonus reward of 30,000 points for signing up and spending at least $3,000 in the first three months. It's also a credit card that offers rewards with no annual fees.
Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited credit card offers unlimited 1.5% cash back with no minimum requirements for redemption. If you spend at least $500 in the first three months, you qualify for a $150 bonus, too. In addition to the rewards, you get access to your free credit score that's updated weekly.
American Express Blue Cash Preferred Credit Card
The Blue Cash Preferred card from American Express is a great way to earn cash back rewards on everyday purchases. It offers 6% back on supermarket and grocery store purchases, 3% back on gas and department store purchases and 1% back on all other purchases. There's an annual fee of $95 as of late 2018, but this card offers one of the largest cash back percentages around.
Wells Fargo Cash Wise Visa Credit Card
In addition to 1.5% cash back with the Wells Fargo Cash Wise Visa credit card, you get 1.8% back in the first year for using Google Pay or Apple Pay. Additionally, if you pay your mobile phone bill with this card, you get up to $600 protection for your cellular phone. That means you can ditch the pricey insurance through your carrier for even bigger savings each month.
Bank of America Cash Rewards Credit Card
The Bank of America Cash Rewards credit card is designed to give you rewards for everyday purchases. Each quarter, you get 3% cash back on gas and 2% back on grocery and wholesale club purchases for the first $2,500 or more you spend on gas, groceries and wholesale clubs. The card also offers 1% back on all other purchases with no rotating categories. You can increase your bonus by 10% by redeeming it for cash back into your Bank of America checking or savings account.
Citi Premier Credit Card
The Citi Premier credit card offers a big bonus just for signing up and using the card. You'll receive 50,000 bonus points that you can redeem for $625 in airfare or $500 in gift cards. You'll also rack up 3x points for travel purchases, 2x points for restaurant purchases and 1x points on all other purchases with no limits and no expiration.
Citi Double Cash Credit Card
The Citi Double Cash credit card lets you earn cash back when you make a purchase and then again when you pay it off for a total of 2% cash back. It's a simple cash back rewards credit card that makes it easy to earn money back without worrying about categories, points, limits or expiration dates.
Discover it Student Cash Back Credit Card
Students looking for a rewards credit card can check out the Discover it Student Cash Back credit card. In addition to getting 5% back in certain categories every quarter, there's an opportunity to earn unlimited 1% cash back. What makes this card special for students is that Discover also offers a $20 statement credit for each year that students maintain a 3.0 GPA.
Hilton Honors American Express Ascend Credit Card
For travelers who love to stay at Hilton properties, the Hilton Honors American Express Ascend credit card is a way to earn maximum cash back. Cardholders receive 12 points per dollar spent at Hilton properties; six points per dollar at restaurants, gas stations and grocery stores and three points per dollar everywhere else.
Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne cash rewards credit card has no annual fee and offers a $150 bonus for spending at least $500 in the first month. Cash back is easy to earn with 3% back on restaurant, and entertainment, 2% on grocery stores and 1% back on everything else.