Basic Insurance Plans You Should Have

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You know you need insurance, but how much? What types are critical? You want to be protected but you don’t want to pay for superfluous or redundant coverage.

Yes, the old insurance question. Everyone hates it until you need it. Then you appreciate those faithfully paid premiums as your insurance agent stands before you at midnight with the property insurance claim form. Read on for tips on the types of insurance that you must carry, and those that may be better left aside.