Mortgage and Housing Grants for Adults With Disabilities: Everything You Need to Know

Photo Courtesy: [Thomas Barwick/Getty Images]

The Fair Housing Act protects adults with disabilities from discrimination by mortgage lenders, and this is an important way to ensure that people of all ability levels can enjoy equal treatment in accessing properties they like and living where they want. People who are enrolled in Social Security disability benefits and other programs may be living on fixed incomes, however, and while these are viable sources of income as far as mortgage lenders are concerned, they can sometimes create limitations in the mortgage loan amount someone with a disability can qualify for.

Fortunately, there’s a number of government and other programs designed to help people with disabilities obtain affordable housing, whether they’re shopping for mortgages or need assistance in affording remodeling to make a home accessible. If you’re in the market for a new home, take a look through these programs and grants for adults with disabilities to learn helpful ways you can take the leap into homeownership.